Set up utilities, buy furniture, determine which outlets do not work... The list of things you need to accomplish once you move into a new apartment or house is long. Between signing paperwork and putting the welcome mat out, determining if you need rental insurance can easily be forgotten.
We are in the business of protecting people against accidents and other "I never saw it coming!" events, which is why renters insurance is on your mind. At SJ Markham & Son, Inc., we wish more people considered this potentially cost-saving coverage.
If someone breaks into your home and steals your electronics, jewelry, or any of your other items, renters insurance may cover the cost of replacing these items. The sprinkler system goes off and you're not there, renters insurance can help. There are many scenarios such as these can occur, and you may be protected if you have renters insurance.
Top reasons we think you should consider renters insurance:
- Renters insurance may cover damages to your personal property. If someone breaks into your car and steals your laptop, auto insurance doesn't usually cover this but some renters insurance policies might!
- It covers personal liability and medical expenses. For example, someone slips and falls while they are visiting you, your renters insurance can help cover that person's medical expenses.
- Your additional living expenses could be covered. If your home is not livable after a covered loss, renters insurance may cover the cost of living at a hotel or other accommodations while renovations are being done
While you may not think you own many expensive items, if you consider everything you own that is in your home (furniture, gadgets, electronics, clothes, etc.), chances are you have at least a few thousand dollars' worth of items.
No one expects an accident to happen, but trust us, they do! Whether someone falls down or you have smoke damage from a fire, if you can not afford to replace everything in your home, then it is worth looking into renters insurance. We can discuss low-cost options and find the best coverage to meet your needs.
You can call us at 978-345-4131, stop by the office in person, or email us at firstname.lastname@example.org with any questions you have. You can also get a quote by filling out our online form.